Get Your ABN Loan Approved
Without the Bank Runaround
Compare 30+ trusted lenders and explore your ABN loan options without hurting your credit score.
Compare 30+ lenders in one application
Fast approvals for ABN holders
No obligation to proceed
Your Bank Isn’t the Only Place to Find Business Funding
Compare funding options from multiple Australian lenders in one simple application.
We connect ABN holders with trusted lenders across Australia to find the best possible funding options.
How Our ABN Loan Process Works
Start Your Application
Tell us a few quick details about your business.
Match You With Lenders
We review your situation and connect you with lenders
Review Your Loan Options
Choose the loan option that suits your
business.
Getting an ABN Loan Shouldn’t Feel Impossible
Most business owners struggle to get funding because traditional lenders make the process confusing, slow, and frustrating.
❌ Banks reject newer ABNs
❌ Credit checks can damage your score
❌ Lenders rarely explain your options
❌ Applications can take weeks
❌ One rejection can stop your momentum
✔ One application instead of multiple lenders
✔ Access a network of 30+ trusted lenders
✔ We help find the right lender
✔ No running between banks
✔ Guidance from ABN lending specialists
Testimonials
What others are saying
“I didn’t even realise a personal loan could help with funeral costs.”
When my mum passed away unexpectedly, I needed to organise the funeral quickly but didn’t have the funds available. I didn’t realise a personal loan was even an option until I started searching for solutions online.
The team helped me organise everything quickly and the funds were in my account the very next day. During such a difficult time, having that support and speed made a huge difference.
“I came to refinance my car loan and ended up saving over $100 a week.”
I originally reached out to see if I could refinance my car loan because the repayments were quite high. After reviewing my situation, the team noticed I also had a few other debts with separate repayments.
They helped consolidate everything into one loan, which simplified my finances and reduced my repayments by over $100 a week. With the cost of living rising, that extra money each week has made a real difference.
“We thought refinancing our whole home was the only option.”
We wanted to renovate our kitchen and bathroom and initially spoke with our bank. The only option we were given was refinancing the entire home, which would have extended our mortgage for many more years.
After speaking with the team, they helped us secure a low-rate secured personal loan to fund the renovations instead. This allowed us to complete the upgrades we wanted and have the loan paid off within five years rather than remortgaging our home.
TESTIMONIALS
What others are saying
“We had $200k in our account four days after the bank said no.”
I needed funding to purchase stock and had been using credit cards with high interest.
After the bank declined our overdraft request, the team stepped in and secured a $200k facility within days.
The process was smooth and the funds arrived fast.
— James R., Retreat Centre Owner
Mt Tambourine
“The bank said no because my ABN was too new.
I’d just moved to Australia and started my mobile welding business.
Even though I had a contract lined up, the bank told me I needed 24 months of ABN history.
The team helped me secure finance for a new ute with a canopy, which I needed for work.
Really grateful for the support — the process was straightforward and they made it happen.
— Shannon M., Mobile Welder
Gold Coast
"We weren’t even sure funding was possible.”
We wanted to expand our barber shop and build new apprentice stations upstairs but didn’t know where to start.
Our accountant thought getting finance would be difficult, and we were worried about being declined by the bank.
The team helped us secure $100k for the renovations and had everything approved within a week, so we could open the new space on time.
— Loyd L ., Barber Shop Owner
Brisbane
STILL NOT SURE?
Frequently Asked Questions
Question 1: Can I get funding with a new ABN?
Yes. While many banks require 24 months of ABN history, there are lenders who will consider applications with as little as 3–6 months trading, depending on your situation.
Question 2: Will applying affect my credit score?
No. Your initial application is reviewed to match you with suitable lenders before any credit checks are made, helping avoid unnecessary enquiries.
Question 3: How long does approval take?
Many applications receive an outcome within 24–48 hours, depending on the lender and the type of funding required as well as your overall commercial Credit file.
Question 4: What can I use the funding for?
Business funding can be used for things like:
• Vehicles
• Equipment
• Stock purchases
• Cash flow
• Business expansion
Disclaimer:
Caree is powered by Braid Finance Pty Ltd (ABN 80 638 771 007, ACL 536690). All credit services are provided under Braid Finance’s Australian Credit Licence and in accordance with its compliance framework.
Caree may receive a commission from lenders upon approval of a loan. In some cases referral partners may also receive a commission.
These commissions do not affect the overall cost of your loan.
* Approvals are subject to the lender’s eligibility criteria and standard lending terms and conditions.
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