Caravan, Boat & Bike Loans
Recreational Finance
Finance for boats, caravans, motorbikes and camper trailers. Browse listings with repayments shown or apply directly — all through private sale specialists.
How It Works
Three simple steps to finance your next recreational vehicle through a private sale.
Find Your Adventure
Browse caravans, boats, motorbikes and camper trailers from private sellers across Australia.
Check Weekly Repayments
See estimated weekly repayments on every listing. Use the calculator to tailor your loan amount and term.
Apply & Get Approved
Submit a quick application. Our brokers work across their lender panel to find finance options for your situation.
Recreational Vehicles with Finance
Every listing shows estimated weekly repayments so you know what you can afford.
No recreational listings just yet
Sellers are adding caravans, boats and motorbikes all the time. Check back soon or use the calculator below to see what your repayments might look like.
Got something to sell? List it with built-in finance for your buyers.
Recreational Loan Calculator
Enter the purchase price to see estimated weekly repayments. Rates vary by asset type and loan term.
Repayment Calculator
You could own this for just $96/week
Get pre-approved — commitment freeEstimated repayments of $96/week are indicative only, calculated on a 9.99% p.a. indicative rate over 7 years assuming 100% finance with no balloon payment. These estimates do not include fees and charges. Actual repayments, rates, fees, and approved amounts are subject to individual circumstances and lender approval. Deposit, trade-in, and balloon options may reduce repayments. This information is general in nature and does not take into account your personal financial situation, needs or objectives. Repayment estimates are indicative only, based on the example shown, and subject to lender assessment and responsible lending obligations. Actual rates, fees and approvals vary. WARNING: The comparison rate shown is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit assistance is provided by Braid Finance Pty Ltd (ABN 80 638 771 007), Australian Credit Licence #536690.
Representative example
- Loan amount
- $30,000
- Loan term
- 7 years
- Interest rate (APR)
- 9.99% p.a.
- Comparison rate
- 10.54% p.a.
WARNING: The comparison rate shown is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This information is general in nature and does not take into account your personal financial situation, needs or objectives. Credit assistance is provided by Braid Finance Pty Ltd (ABN 80 638 771 007), Australian Credit Licence #536690.
Ready to Finance Your Next Adventure?
Whether it's a caravan for the open road, a boat for the weekend, or a motorbike for the commute — get pre-qualified in 60 seconds.
Apply for Recreational FinanceRecreational Finance FAQ
Common questions about financing caravans, boats, motorbikes and camper trailers through a private sale.
Can I finance a caravan or boat through a private sale?
Absolutely. Caree connects you with lenders who specialise in private sale recreational vehicle finance. Whether you are buying a caravan, boat, motorbike, or camper trailer from a private seller, you can apply for finance directly through the platform.
What types of recreational vehicles can I finance?
We cover boats, caravans, camper trailers, motorbikes, jet skis, and other recreational assets. Each asset type has tailored loan terms and rates based on the asset category and age.
What loan terms are available for recreational finance?
Loan terms typically range from 2 to 7 years depending on the asset type and age. Boats and caravans often qualify for longer terms of up to 7 years, while motorbikes are usually 3 to 5 years.
Do I need a deposit for recreational vehicle finance?
A deposit is not always required, but having one can improve your chances of approval and may improve the options available to you. Even a 10 to 20 percent deposit can make a meaningful difference.
How do interest rates for recreational loans compare to car loans?
Recreational vehicle rates are generally slightly higher than standard car loan rates, reflecting the different risk profile. Actual rates depend on the asset, your credit profile, loan term, and the lender — your broker will walk you through the options available for your situation.