Don't sign that
contract yet.
You wouldn't commit to major surgery without a second doctor's opinion. Why commit to a 5–7 year finance contract without a second broker's?
Get My Deal Reviewed — Free →How it works
Three simple steps.
Leave your details
Name, mobile, email — that’s it. No credit check, no upload.
Forward your contract
Email it to hello@caree.com.au. It stays in our encrypted inbox — no AI, no third parties.
Get a broker call
A licensed broker walks you through the deal and explains what (if anything) to push back on.
Why a second opinion matters
The hustle is real.
Dealers profit when you rush
Flex commissions can inflate your interest rate behind the scenes. When your rate is higher, some dealers earn more — so guess what they push.
"Sign today or lose it"
A common pressure tactic. In most cases, the deal waits. That urgency is often there to stop you getting a second opinion.
Fine-print traps
Balloon payments, early exit fees, and comparison rates that hide thousands in fees. Most people never notice until it’s too late.
🚀 Priority review
A licensed broker will be in touch as soon as they receive your contract
Get my deal reviewed
3 quick fields. No credit check. No upload.
🛡️ Privacy pledge
We don't take your contract here. After you submit, you'll forward it directly to our broker inbox. It is reviewed only by a licensed human broker at Braid Finance — never by AI or any third party.
🔎 What your broker checks
- ✓Your interest rate compared with current market rates
- ✓The comparison rate (includes fees — the real cost)
- ✓Balloon / residual structure
- ✓Upfront & monthly fees
- ✓Early exit penalties
- ✓Consumer vs commercial framing — does it match your use?
Important disclosures
Caree is a technology platform powered by Braid Finance Pty Ltd (Australian Credit Licence 536690), a licensed credit assistance provider regulated by ASIC. When you use Caree, you are dealing directly with Braid Finance.
Your broker has a legal obligation to act in your best interests under the National Consumer Credit Protection Act 2009 (Cth).
This deal review is general in nature and does not take into account your specific financial situation, needs, or objectives. It is not personal financial or credit advice. You should consider whether any advice is appropriate to you before acting on it, and consider seeking independent legal or financial advice.
Any suggestion that your current deal may be improved is general commentary only. Savings are not guaranteed. Whether an alternative product is available to you — and on what terms — is subject to lender assessment criteria and responsible lending obligations. In some cases, your current arrangement may already be competitive.
Timelines: while we aim to respond as quickly as possible, actual callback times may vary with broker availability. Responses during business hours (9am–6pm AEDT, Monday to Friday, excluding public holidays) are typically same-day. After-hours enquiries will generally be responded to the next business day.
Remuneration: Braid Finance is paid commissions by lenders if a loan settles through its services. Commissions do not affect your interest rate, fees, or other loan terms, and are fully disclosed in your Credit Guide and Proposal Document before you enter any credit contract.
No credit check is performed as part of the deal review service alone. A credit check is only conducted if you choose to proceed with a formal finance application.
Your information is handled in accordance with the Privacy Act 1988 (Cth) and Braid Finance's Privacy Policy.